There's no place like home for holidays, unless your home is struggling to keep the elements out due to an aging or damaged roof. There's also no greater holiday nightmare than facing the unexpected cost of a home necessity: a new roof on your Chattanooga home. Whether you have a rainy day fund for home emergencies like a new roof or a new HVAC system, or you are looking for ways to pay for a new roof, the fact is, a new roof on your Chattanooga home is an investment you have to make.
The best approach to not being caught in a roofing emergency is being proactive on home maintenance items. Staying ahead of the curve means that you can avoid other costs, like repairing sheetrock, having to repaint, replacing carpet or wood flooring, among other possible things as a result of a leaking roof or damaged roof. One way to not be caught by surprise about needing a new roof is to have ongoing roof maintenance, which includes roof inspections. These inspections are designed to ensure the roof on your home lasts as long as possible.
Planning ahead can help you pay for a new roof on your Chattanooga home.
One practical thing you can do to help pay for a new roof is to plan ahead by making monthly payments to a savings account. This will give you the option in the future to pay cash for a new roof, or at least pay a large chunk of the cost. It's never too soon to begin planning ahead because even if you think the roof on your home has years left in its life expectancy, you never know what can happen to cause you to unexpectedly need to replace your roof. Any amount you have been able to save will help lessen the impact of the replacement cost.
How much does a new roof cost in Chattanooga?
When it comes to a new roof, the first question that Chattanooga homeowners want to know is how much does a new roof cost? There's no standard answer because there are variables unique to each Chattanooga home, as well as the individual homeowner's choice in roofing materials. The knowledgeable staff of Langley Roofing can go over roofing options with you to help you understand all aspects of each material and give you the information you need to decide what roof is right for your Chattanooga home.
Homeowners have different asphalt shingle options, which include traditional, designer or luxury shingles. There are also other roofing material choices, such as slate roofing or metal roofing. Aside from the home design variables, your choice of roofing options will impact the overall cost of replacing the roof on your Chattanooga home.
We get it. There's never really a good time for paying for a new roof, but when the necessity arises, what options do Chattanooga homeowners have for paying for a new roof if simply writing a check to cover the cost is not an option?
Pay for a new roof in Chattanooga with your tax return.
One common option for paying for a new roof is with a tax refund. Many homeowners will earmark their yearly tax refund for home improvement projects, including replacing a roof. Using a tax refund to pay for a new roof will help alleviate the impact of the overall cost. Depending on the amount of the refund, it may be enough to cover the entire cost of your new roof.
Can I pay for a new roof with a credit card?
Some Chattanooga homeowners have turned to paying for their new roof through an existing credit card, or by opening a credit card specifically to cover the cost of a new roof. There are many credit card companies that offer no-interest cards to qualified applicants which can help a homeowner break down the costs over a 12 month period, interest free.
Speaking of financing a new roof, there are financing companies in the marketplace that offer assistance in paying for a new roof. Here at Langley Roofing, we offer new roof financing options through GreenSky. They offer several different financing arrangements, including one option for no interest and no payments for 12 months. Financing a new roof has never been easier.
Another option for paying for a new roof is through a home improvement loan or home equity line of credit. Your current banking relationship may have several products available that are right for you to help you pay for a new roof. Stop by your local branch of your financial institution to see what options might be right for you.
Replacing the roof on your Chattanooga home is all about choices: choices of roofing materials and choices on how to pay for a new roof. Before a new roof is needed, there is a choice to help preserve the life of the roof on your home through roof maintenance and yearly roof inspections. When it comes time to choose a Chattanooga roofing contractor, make the choice that homeowners throughout the greater Chattanooga area make every single day: choosing Chattanooga’s Langley Roofing for their roofing needs. Langley Roofing is the dependable name Chattanooga homeowners trust for roofing, gutters and skylights.
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All loans are subject to credit approval. Your terms may vary. Wisetack loans are issued by Hatch Bank, a California industrial bank. See additional terms at wisetack.com/faqs.
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